The European Commission will come forward with measures at EU level on responsible lending and borrowing, including a reliable framework on credit intermediation, in the context of delivering responsible and reliable markets for the future and restoring consumer confidence.
Building on previous consultations and policy development in the area of retail financial services, and especially mortgage credit, this consultation sought to strengthen and deepen the Commission services’ understanding of the remaining issues surrounding responsible lending and borrowing, and to inform our analysis of the varying policy options in this area.
The objective of this consultation was to collect stakeholders’ reactions to the issues raised in the consultation document.
© European Commission
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