In a new, more succinct format (a 5-minute read) for 2015, Graham Bishop gives his personal round-up of the key events in the past month that have shaped policy developments in politics, financial regulation, economics and budget policy at the EU level. The aim is to keep it at an easily readable length overall with a roughly 1:2 split between politics/economics and financial regulation. The links enable the reader to drill down into the full detail on the website if required - subject to a subscription to the approriate category. Corporate clients may request a follow-up conference call.