In brief:
	- 
		They should first address their complaint to their Payment Service Provider (PSP), if it relates to the service offered by the PSP.
- 
		Then, if need be, they should contact the body in their country competent to handle this kind of complaint.
- 
		If the complaint is of scheme-wide importance, it may however be submitted to the EPC, which will review the complaint and assess what action may be needed.
	In addition, the change management process of the European Payments Council (EPC) SEPA  schemes is open to all kinds of stakeholders, including non-PSPs. The EPC  encourages such users to submit their change requests to amend the scheme rulebooks, if they believe they could be enhanced.
	It should be noted that for complaints from PSPs a different process is foreseen under the Scheme Management Internal Rules for scheme participants.
	Full article
      
      
      
      
        © EPC
     
      
      
      
      
      
      Key
      
 Hover over the blue highlighted
        text to view the acronym meaning
      

Hover
        over these icons for more information
      
      
 
     
    
    
      
      Comments:
      
      No Comments for this Article