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22 September 2005

EPC approved SEPA Cards Framework





The European Payments Council (EPC) today approved its SEPA Cards Framework at a Plenary meeting in Brussels. It also agreed to release its SEPA Scheme Rulebooks for credit transfers and direct debits for consultation amongst national banking communities who will deliver the Single Euro Payments Area (SEPA) as set out in the EPC Roadmap.

The SEPA Cards Framework (SCF) will create conditions for banks, cards schemes and all stakeholders to achieve the single market for card payments starting in 2008.

The SEPA Credit Transfer Scheme will establish a set of interbank rules, practices and standards to be observed by credit institutions and will allow the banking industry in SEPA to offer a core credit transfer product to customers in euro.

The SEPA Direct Debit Scheme will provide a set of interbank rules, practices and standards which will allow the banking industry in SEPA to offer a pan-European direct debit product in euro to customers.

Press release


© European Payments Council


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