Blog on European payments by experts representing various market segments.
      
    
    
      
	In January 2009, the European Payments Council (EPC), representing the European banking industry in relation to payments, launched the free online EPC  Newsletter. Issued quarterly, it reports on EPC  activities and latest developments in the Single Euro Payments Area (SEPA). In addition, the newsletter serves as a platform offering food for thought on a range of payment topics which have been contributed by professionals representing various stakeholder groups including payment service users, and regulators, as well as payment and other service providers.
	The European Union (EU) authorities driving the SEPA  process have clarified that migration to harmonised SEPA  payment schemes and technical standards, as mandated by EU law, does not conclude this EU integration project. SEPA  remains a work in progress and, consequently, various regulatory initiatives intended to bring about ‘SEPA  2.0’ are now in the pipeline. (The July 2014 edition of the EPC  Newsletter offers an overview of these initiatives; see ‘related links’ below.)
	The EPC  Blog published on 7 August 2014 highlights contributions to the EPC  Newsletter from experts in the field commenting on the factors that promote further integration of and innovation within the payments market. Readers who have not yet had the opportunity to explore the fresh perspectives offered by the articles cited might consider adding these to their summer reading list.
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