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01 July 2026

EU deposit guarantee scheme funds to protect depositors against bank failures continue to grow and have reached a volume of €85bn, the EBA o

  • All national deposit guarantee schemes (DGSs) in the European Union (EU) reached the legally required minimum target level of 0.8% of covered deposits by end 2024, in line with the Deposit Guarantee Scheme Directive (DGSD).
  • Over an 11year buildup through bank contributions, available funds...
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