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06 January 2016

ECB: Statistics on euro area insurance corporations and pension funds


In the third quarter of 2015, the total financial assets of euro area insurance corporations and pension funds decreased to €9,037 billion. The amount outstanding of insurance technical reserves, which are the main liabilities of insurance corporations and pension funds, increased to €7,524 billion.

Regarding the breakdown of the assets of the aggregated balance sheet of euro area insurance corporations and pension funds, holdings of debt securities accounted for 41% of the sector's total financial assets at end-September 2015. The European Central Bank (ECB) statistics show that the second largest category of holdings was investment fund shares/units, which contributed 27% to the total financial assets. Finally, shares and other equity accounted for 11% of the total financial assets.

Turning to transactions in the main breakdowns of the insurance technical reserves, the net equity of households in life insurance reserves increased by €25 billion in the third quarter of 2015. The net equity of households in pension fund reserves increased by €15 billion in the same quarter, while transactions in prepayments of insurance premiums and reserves for outstanding claims increased by €1 billion.

Regarding the contributions of the two sub-sectors, insurance corporations' total financial assets accounted for €6,898 billion at end-September 2015, representing 76% of the aggregated balance sheet of the insurance corporations and pension funds sector, while the pension funds' total financial assets amounted to €2,139 billion.

Press release



© ECB - European Central Bank


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