New rules should only be considered in the case of a clear protection gap, which currently does not exist.
Insurance Europe has today published its response
to a questionnaire conducted by the European Commission on adapting
liability rules to the digital age and artificial intelligence (AI).
European
insurers already deliver a broad range of insurance products and
services for AI users and producers. However, if the EU were to make
substantial changes to the Product Liability Directive (PLD), it could
make it difficult for insurers to continue to insure certain risks.
The
Commission should therefore refrain from introducing major changes to
the existing framework to enable insurers to keep making accurate risk
calculations and cater to constantly evolving market demands and
realities.
Moreover, the PLD should remain restricted to personal
injury and property damage, as other types of damage and harm are
already compensable under existing legislation such as the Environmental
Liability Directive and the General Data Protection Regulation
respectively.
Furthermore, new rules should only be considered in the case of a clear protection gap, which currently does not exist.
InsuranceEurope
© InsuranceEurope
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