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04 July 2011

FT: One in ten European insurers fails test


The results of the tests highlight potential vulnerabilities in the sector and foreshadow eagerly-anticipated stress test results - expected this month - for the continent's banking sector, when groups that fail will be named and shamed.

One in ten European insurance companies failed to cope with a series of damaging financial market and economic shocks under stress tests carried out in recent weeks.

However, European regulators said the industry’s finances were robust overall and that a shock applied to sovereign bond yields in Europe would cause problems for just 5 per cent of companies.

They did not test for a default by Greece or any other peripheral country.

A number of insurers, such as Aegon, Axa and Generali, have come under pressure in the markets, particularly in the credit derivatives markets that were a leading indicator of financial weakness among banks during the crisis. But most have relatively small exposures to bonds from weaker countries, especially compared with that held by some banks.

Full article (FT subscription needed)



© Financial Times


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