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27 March 2015

EIOPA advice on recovery plan, finance scheme and supervisory powers in deteriorating financial conditions under Solvency II


EIOPA identifies a list of supervisory measures that can be taken in case of deteriorating financial conditions of companies.

In its advice EIOPA:

  • Describes in detail the information required from companies when they do not comply with SCR or MCR
  • Advocates the submission of one combined recovery plan and finance scheme in case of simultaneous non-compliance with both SCR and MCR
  • Highlights the criteria for the supervisory approval of the submitted recovery plan or finance scheme
  • Provides a non-exhaustive list of the measures that can be taken by supervisors towards the relevant companies where their solvency position deteriorates further
  • Describes the circumstances to be taken into account by supervisors when deciding on the measures to be adopted

EIOPA believes that the provisions of its Advice allow for a quick and precise supervisory response to be applied when interests of policyholders are at risk due to the delicate financial situation of the insurance company.

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© EIOPA


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