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15 July 2020

ECB: Euro area bank lending survey


The euro area bank lending survey (BLS) provides information on bank lending conditions in the euro area. It supplements existing statistics with information on the supply of and demand for loans to enterprises and households.

Credit standards for firms:Banks' approval criteria for loans to firms remained favourable, supported by fiscal and monetary measures. More

Loan demand from firms and households: Firms' loan demand surged further, reflecting emergency liquidity needs, while demand for housing loans declined strongly. More

Credit standards for household: Banks' approval criteria for loans to households tightened further, reflecting the worsened economic outlook and concerns about borrowers’ creditworthiness.More


© ECB - European Central Bank

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