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14 October 2002

IAIS: New Principles for Reinsurance Supervision




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The International Association of Insurance Supervisors (IAIS) held its Ninth Annual Conference on 9 to 11 October 2002 in Santiago de Chile. It has taken a significant first step towards harmonising supervisory practices for the global reinsurance industry, with adoption of Principles on the Minimum Requirements for the Supervision of Reinsurers.

The paper sets out principles on minimum requirements for supervision of pure reinsurers. It identifies elements of the supervisory framework that should be common for primary insurers and reinsurers and those elements that need to be adapted to reflect the unique risks faced by reinsurers.

The underlying premise for the new principles is that all reinsurers must be supervised. It anticipates a global approach to the supervision of reinsurers that will be anchored in the home jurisdiction. The principles identify elements of a supervisory framework that are common for primary insurers and reinsurers, such as licensing, fit and proper testing and onsite inspection, and those elements that need to be adapted to reflect reinsurers’ unique risks.

The IAIS will now develop more detailed standards that focus on the unique risks. While recognising the strong performance of the reinsurance sector following the shocks of the past year, the Financial Stability Forum (FSF) has also endorsed introduction of principles for reinsurance supervision, calling for improved transparency in reinsurance markets and enhanced disclosure of reinsurers’ activities.

New Principles for Reinsurance Supervision

© IAIS - International Association of Insurance Supervisors


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