10 June 2015

EBA（欧州銀行機構）、単一破綻処理基金の積み立てに関する欧州委員会への技術的助言を公表

Pooling financial resources into this common fund will be crucial for a successful implementation of the Banking Union. The EBA's technical advice will inform a delegated act to be adopted by the Commission on the initial period for the contributions to the Single Resolution Fund.

The key objective of this technical advice is to ensure that the Single Resolution Fund has sufficient means to credibly support resolution measures in the participating EU Member States. In this respect, the advice provides a number of recommendations on which safeguards should be in place to ensure that the target level of the Single Resolution Fund (at least 1% of the amount of covered deposits of all credit institutions authorised in all of the participating EU Member States) is achieved by the end of the initial period. This means by the end of eight years from 1 January 2016 or from the date on which this provision is applicable.

With this aim in view, contributions may, to the extent possible, exceptionally take into account pro-cyclical effects, and vary accordingly instead of being spread out evenly over the initial period. The EBA's technical advice recommends a number of indicators for determining the phase of the business cycle and the risk of pro-cyclical effects and specifies constraints for the variations of the contribution level.

Finally, this advice also specifies the criteria for determining the contribution level after a significant amount of the fund has been used to support resolution measures and the Single Resolution Fund needs to be replenished. In this case, similar considerations as for the initial build-up of the fund apply. However, the process may be speeded up quite significantly to ensure that the target level is achieved as soon as possible. This may result in contributions of up to twice the amount of the contributions made in previous years.

Press release

Technical advice

© EBA