EBA launched a consultation on draft Guidelines on retail deposits subject to different outflows aimed at providing greater harmonisation in the reporting of retail deposits in the EU banking sector. The consultation runs until 1 October, 2013.
The proposed Guidelines, which are addressed to institutions and competent Authorities, set out the criteria for identifying retail deposits subject to different outflows during the next 30 days for the purpose of liquidity reporting under the Capital Requirements Regulation (CRR).
With the view of taking into account the behaviour of local depositors, in particular under stress conditions, these Guidelines propose to allocate retail deposits subject to different outflows to three different categories, depending on their underlying risk.
The data collected on retail deposits subject to different outflows will be able to inform the European Commission's calibration of the liquidity coverage requirement. Comments can be sent to the EBA by 1 October 2013. A public hearing will take place at the EBA premises on 4 September, 2013 from 15:00 to 18:00 hours UK time.
Press release
Consultation paper
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