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24 July 2017

欧州委員会、EU(欧州連合)域内のクロスボーダー決済の透明性と手数料について市中協議


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The Commission is launching a public consultation on ways to reduce the costs of cross-border payments within the European Union in currencies other than the Euro.


As announced in its Consumer financial services action plan of March 2017, the Commission now wants to extend similar savings to other currencies and eliminate charging practices that are not favourable to consumers. This is also part of the Commission's efforts to improve the transparency of the fees that consumers pay in related transactions. Vice-President Valdis Dombrovskis, responsible for Financial Stability, Financial Services and the Capital Markets Union, said: "In our Action Plan on Consumer Financial Services, we committed to proposing legislation to reduce charges for cross-border transactions in all Member States. Euro transactions in the euro area are usually priced very low, but this is not always the case with cross-border transactions made in other Member States' currencies or outside the euro area. I want to make sure that all Europeans pay less when transferring money abroad or taking money out of cash machines during their holidays – no matter which currency they use or where they are in the EU". The consultation seeks to gather views from a broad range of interested parties and will include a separate questionnaire geared to consumers. The feedback to this consultation will help the Commission define the best way forward to complete the objective of reducing the cost of cross-border payments.

Respondents are invited to reply by 30 October 2017 to this consultation. 

Consultation document



© ESMA


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