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To support the implementation of the Directive, the European Commission and European Insurance and Occupational Pensions Authority (EIOPA) are empowered to draft technical rules to supplement the Directive in a number of areas.
This includes a requirement for EIOPA to "develop Guidelines for the assessment of insurance based investment products (IBIPs) that incorporate a structure which makes it difficult for the customer to understand the risks involved".
The deadline for the publication of the final Guidelines is 23 August 2017. As a first step, EIOPA would like to seek the views and input of stakeholders on the scope of the Guidelines and the types of IBIPs that may be relevant for this scope, via an online survey.
EIOPA is aware that there are already a number of ongoing public consultations on the IDD, including on the technical advice on possible delegated acts. EIOPA is therefore very appreciative for any input that stakeholders are able to provide at this stage. In addition, EIOPA has highlighted in bold in the survey the questions that it considers to be the most important, should respondents have to prioritise certain questions.
The deadline for providing your responses is 25 September 2016 23:00 (CET).