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The Member States should then transpose the Directive as early as possible, and by 1 November 2009 at the latest, into national law.
The ECB and the European Commission regard the adoption of the PSD by the European Parliament as a decisive step towards the realisation of the SEPA.
ECB and Commission now urge the banking industry and all other stakeholders to maintain momentum and intensify preparation for the launch of the SEPA by 1 January 2008.