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The major topic debated during the meeting was the EPC proposal for the design of an instant credit transfer scheme (SCT Inst), for which the publication of a Rulebook is targeted for November 2016.
Mobile and card-based contactless proximity payments are another topic of interest for the Euro Retail Payments Board (ERPB). The ERPB members agreed to endorse a vision for this kind of payments. To materialise this vision, the ERPB made various recommendations to payment and card stakeholders (including to the Cards Stakeholders Group, of which the EPC is a member), as well as to the European Commission.
Finally, the ERPB decided to take a step-by-step approach to harmonise e-invoicing solutions related to retail payments. The next step is the preparation of a report drawing a picture of e-invoicing payment services in the Single Euro Payments Area (SEPA), and of the barriers to take-up and harmonisation, including outlining the reasons why previous harmonisation attempts failed.