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The MSG analysed the various comments and now provides an updated version of the document renamed “Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG)”.
This guidance document aims through the description of MSCT use cases to provide an insight into the main issues related to the initiation of (instant) SEPA credit transfers in different mobile payment contexts such as person-to-person, consumer-to-business (retail payments including both in-store and m-commerce payments) and business-to-business payments.
By developing this interoperability guidance, the multi-stakeholder group aimed to contribute to a competitive MSCT market, by providing the different stakeholders with an insight into the different service, technical and security aspects involved. The document could serve as a reference basis for making certain implementation choices.