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ESBG strongly regrets that the consultation period is short, in particular taking into account the large number of questions in this consultation and the simultaneous publication of other consultation documents (e.g. UCITS V and PRIP). MiFID is one of the cornerstones of the Financial Services Action Plan and its review deserves utmost attention and analysis, even more since the financial crisis enlarged the scope of the review. Due to time constraints and business focus this response is mainly focused on section 7, which deals with investor protection and provision of investment services.