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In yesterday's Policy Statement on professionalism, the regulator said while this will be allowed, it expects such cases to be for a minority of gaps, if any.
It will be the responsibility of accredited bodies to check advisers have completed their gap fill between now and the end of 2012.
Meanwhile, the regulator has provided a template it says "clearly shows" the knowledge gaps it wants advisers to check they have filled before 2013.
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Policy Statement