Commission launches dialogue on mortgage credit

17 May 2006

The Commission has launched a dialogue between the EU mortgage lending industry and consumer associations with a view to creating an integrated EU mortgage credit market for the benefit of consumers. The aim of the dialogue is reach a consensus on key consumer protection measures.

The Commission will host seven meetings between representatives of the mortgage lenders and consumer associations before the end of 2006, focussing primarily on the themes of information, advice, early repayment and annual percentage rate (APR). The results of the dialogue will be taken into account in the drafting of an EU White Paper on mortgage credit in 2007.

Planned Meetings:
17 May; 28 June; 12 July; 27 September; 25 October; 15 November

Press release

Meeting of 5 April 2006:
Agenda
Summary
Members of the group
Terms of reference

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