The Committee on the Global Financial System (CGFS) released a report on “Housing finance in the global financial market”. The main objectives of the Working Group were to analyse the significance of developments affecting the supply of, and demand for, housing finance. It identifies a number of developments of importance for housing finance markets, including higher loan-to-value ratios, an increase in the range and complexity of mortgage products, the growing importance of capital markets in the funding of mortgages, and a greater willingness of households to assume interest rate risk.
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© BIS - Bank for International Settlements
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