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09 July 2020

SUERF: Retail Central Bank Digital Currencies: means of payment vs store of value

This paper discusses how different CBDC attributes (anonymity, remuneration, value-added services or caps on the holdings) can limit the substitutability between bank deposits and CBDCs in different situations.

1. The Covid-19 crisis and the rationale for a retail CBDC

The Covid-19 crisis...

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